Cheap Car Insurance For 23 Year Old Male – Car insurance costs 19-year-old drivers an average of $319 per month (or $3,822 per year). Teenagers tend to have the highest car insurance costs, and insurance for 19-year-olds is $2,170 more expensive per year than average drivers.
Rates are more expensive than average for 19-year-olds, but you can still get cheap car insurance quotes from some companies. We’ve found the cheapest car insurance for 19-year-olds IN THE COUNTRY, offering cover for 43% less than the average for this age group.
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Found auto insurance premiums for 19-year-old drivers using rates provided by Quadrant Information Services for every zip code in all 50 states plus Washington, DC These are for a 2017 Toyota Camry LE driven 10,000 miles per year and for the following coverage comprehensive and coverage limits:
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Our rates are average rates for 21 and 18 year olds. To find out the cost of adding a 19-year-old driver to your insurance policy, we found the cost of adding a 16-year-old driver to a family policy and added the percentage difference between the ages of 16 and 19 – older drivers go to this number.
The average 19-year-old pays $319 per month for car insurance, or $3,822 per year. Compared to the average cost of insurance for most drivers, the cost of car insurance for 19-year-olds is 131% more expensive.
Despite the high cost of car insurance for 19-year-olds, many companies offer insurance at much cheaper rates. Our research found that insurance prices from the cheapest companies can be 30% lower than average.
USAA has low-cost car insurance for 19-year-olds, but it’s only available to military, veterans and their families. COUNTRY is a 19-year-old affordable insurance provider offering coverage to the general public.
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The difference between the cheapest and most expensive companies for 19-year-olds can be thousands of dollars a year, which is why it’s important for young drivers to shop around and compare rates before choosing the law.
Since rates can vary from company to company, even for the same driver, this is the best way to avoid paying more than you should for car insurance.
Yes, unlike young drivers, 19-year-olds can buy their own car insurance. A car insurance policy is a contract between the driver and the company and only adults can agree to a contract.
Drivers under the age of 19, such as new license holders aged 16 and 17, can only get car insurance by taking part in a parent’s order or getting their license first.
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Car insurance rates for 19-year-olds can vary depending on the driver’s gender. Costs are higher, on average, for men than for women. We found that auto insurance premiums for 19-year-old male drivers were $41 more per month than female drivers.
A small number of states do not allow insurance companies to settle claims based on gender. In these states, 19-year-old drivers won’t have to pay more than their female counterparts:
Car insurance pays more for 19-year-old drivers than for drivers of the same age, but the difference in costs depends on the company’s sector.
Among the companies with the lowest auto insurance rates for 19-year-olds, the gap between what male and female drivers pay is narrowest at GEICO. At GEICO, male drivers pay just $15 more per month than female drivers.
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Car insurance rates for 19-year-olds are more expensive than average – but still cheaper for younger drivers. We found that car insurance costs 19-year-olds 131% more on average, but 35% less for 16-, 17- and 18-year-old drivers.
Nineteen-year-olds pay higher car insurance premiums than 19-year-olds because they have less experience than older drivers. Data shows that 19-year-olds are more likely to be involved in an accident than older drivers, making them a risk to insurance companies.
Nationwide, 19-year-olds pay $3,822 a year for car insurance, but your rate depends on where you live. Car insurance rates for 19-year-olds range from $5,739 when comparing the cheapest and most expensive states.
Hawaii has the cheapest car insurance for 19-year-olds of any state because it doesn’t allow car insurance companies to take age into account.
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On the other hand, Louisiana, one of the most expensive states to insure, has the most expensive car insurance for 19-year-olds at $7,001 per year.
Rating How we rate: ‘ our ratings are set by the editorial team. Our criteria take into account many factors, including price, income level, quality of customer service and other product characteristics.
On average, car insurance for 19-year-old drivers costs $187 per month (or $2,246 per year) at COUNTRY Financial. This makes the city 41% cheaper than the average for 19-year-olds.
In addition to low rates, COUNTRY also offers 19-year-olds a limited amount of insurance they can use to keep costs down. These include discounts for full-time students who earn a B average or better, as well as credits for completing a defense program.
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COUNTRY also offers new car trade-in assistance for vehicles up to five years old (better than the typical three-year limit). You can also add roadside assistance and personal impact cover, although these are the most common offers.
Although COUNTRY is the cheapest car insurance for 19 year olds, it is not the cheapest company in every state. USAA is the cheapest car insurance company for 19-year-olds in 18 states.
Car insurance for 19-year-olds can be expensive, but you can still get cheaper rates with a little extra work.
The most reliable way for 19-year-olds to find the best car insurance is by comparing prices from several companies and choosing the one that offers the best price.
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The cost of car insurance for a 19-year-old is $3,822 per year – although it only costs $2,477 to add a 19-year-old to an existing insurance policy. It costs more for 19-year-olds to get insurance because they’ve spent less time behind the wheel.
USAA has the lowest average car insurance rates for people over the age of 19. However, while USAA only offers insurance for individuals and families of military personnel, COUNTRY is the cheapest company for people 19 and older. 19 is available to the public.
Car insurance coverage is generally more expensive for 19-year-old male drivers than female drivers. On average, the cost for men is $496 more per year than it is for women for the same year – although this varies by company.
Rachael Brennan is Senior Editor and Licensed Auto Insurance Expert at . His work has been featured in MoneyGeek, Clearsurance, Adweek, Boston Globe, The Ladders and AutoInsurance.com.
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Andrew Hurst is senior editor and licensed motor insurance expert at . His work has been featured in The New York Times, The Wall Street Journal, Forbes, USA Today, NPR, Mic, Insurance Business Magazine, ValuePenguin and Real Estate 360. Partner Content: This content was created by a business partner of Dow . Jones then researched and wrote as a freelance editor. The links in this article can lead us to work. Find out more
The cheapest car insurance for 21-year-olds can be found at USAA for $134 per month or $1,609 per year for a comprehensive policy.
Written by: Daniel Robinson Written by: Daniel Robinson Author Daniel is a lead author and has written for numerous automotive news sites and marketing agencies in the US, UK and Australia specializing in car finance and car maintenance. Daniel is the group’s authority on auto insurance, loans, warranty options, auto service and more.
Editor: Rashawn Mitchner Editor: Rashawn Mitchner Managing Editor Rashawn Mitchner is a directory editor with over 10 years of experience in the personal finance and insurance industry.
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Finding cheap car insurance at age 21 can be difficult. Monthly and annual premiums tend to be more expensive because younger drivers pose a greater risk to the insurance company. In this article, we at The Guides have ranked the best car insurance for 21-year-olds and show you how to get the cheapest rates.
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The guide team strives to provide reliable information to help you make the best decision about fueling your car. Because consumers rely on us to provide objective and accurate information, we have developed a comprehensive rating system to create rankings of the best car insurance companies. We collected data on several car insurance providers to rank those companies on several levels. After 800 hours of analysis, the final result is an overall ranking for each provider, with insurers earning the highest scores on the list.
According to our estimates, 21-year-olds pay an average of $2,786 per year or $232 per month for comprehensive auto insurance. That’s about 56 percent more expensive than the average 35-year-old driver, which is $1,785 a year, or about $149 a month. Car insurance rates are usually more expensive for 21-year-olds than for older drivers.
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Car insurance premiums for 21-year-old drivers are determined based on several factors, including driving history, condition