Best First Car Cheap Insurance – Top 10 Best First Cars for New Drivers 2023 New cars for the first time should be cheap, easy to drive and safe. Here are the top 10 cars
Once you have passed your driving test, the next obstacle between you and the whole new level of freedom is finding your first car. Of course, in a good world you will want a car that is safe and equipped with the necessary realities and hopefully enjoy a little driving. In addition to this, and most importantly, it will also be affordable.
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The cost of buying and operating a car can be high, so the best way to increase your income is to choose a car that is affordable, reliable, economical and cheap to guarantee. While many first-time car buyers will focus on used cars, some newer cars are available at the most affordable prices, especially if they are financed by a PCP agreement.
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The first cars really had a long list of requirements to meet, but we chose 10 cars that fit the requirements. These models are affordable, safe, comfortable driving experience and manageable size. What’s more, you can even enjoy some luxury. Read on to find our top 10 cars for new drivers listed below in reverse order…
The Fiat Panda is an old car on this list with all new models in 2024, but it is still worth considering as the first car. Ease of riding, fun controls, comprehensive viewing and smart storage are all available in Panda Compact. The latest cars are powered by a 1.0-liter lightweight hybrid engine, so running costs are low.
Another reason that Panda should be on your list of potential first cars is that it is still available at the most affordable prices. New pandas can come to you for under 15,000 15,000, but used examples will cost less – especially if you don’t care about the old example.
Who says you can not drive before the age of 17? The Citroen Ami is legally defined as a four-wheeler, meaning it can be legally driven by a 16-year-old. Properly licensed AM moped. However, there are some limitations.
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The main disadvantage of the Ami is that it has a top speed of 28mph, battery life of only 46 miles and is far from the most practical car on the road. However, if you live in the city and need an affordable vehicle that you can take with you, you can buy the brand new Ami for under 9 9,000. All electric trains mean that running costs should be kept to a minimum. Emissions-based charges will also be waived.
The car market is rapidly shifting to electricity, and with the UK ban on gasoline and diesel coming into force in 2030, you may be considering switching to electricity from the date of your license. If so, the Fiat 500 should be on your radar.
The 500 may be one of the smallest and cheapest EVs on sale, but it’s great that we named it the Best Bus of 2022. Like the previous gasoline-powered generation, the 500 offers the ultimate in elegance and style, only this time with the added bonus of zero emissions. If you are worried about the range, the 42 kWh battery is your best bet as it offers the required range of up to 200 miles.
The Dacia Sandero is one of the cheapest cars in the UK and the latest generation is based on the current Renault Clio, a great luxury car in its own right.
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Of course, Sandero’s equipment is lighter than some of the cars on this list, but the essentials remain. However, with prices below £ 14,000, you will not feel the change. The latest Sandero should also prove itself for everyday use, with five seats, five doors and 320-liter buttons. Although it will not drive much excitement behind the wheel, Sandero is reasonably priced in insurance for new riders – it starts with the 8th insurance group.
If you like the idea of owning an SUV, but without the bulky and complicated parking, the Toyota Aygo X might be the perfect solution. The Aygo X does not feel as modern as some rivals due to the 1.0-liter three-cylinder petrol engine, but on the plus side it should be back. Over 50mpg without too much effort.
Sit inside and Aygo X’s cabin is colorful and fun. In terms of animal comfort, the Aygo X base has 17-inch wheels, a 7-inch touchscreen, automatic driving controls and a rear camera.
While offering realism, equipment and low cost, the Skoda Fabia is cheaper to buy than the closely related Volkswagen Polo.
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Go for the base model and you will get air conditioning, automatic brake assist and DAB radio with USB-C and Bluetooth as standard.
Now in its third generation, the Kia Picanto has evolved into a small, sporty looking car. But while the updated look adds more fun to the Picanto, it remains a decent choice for city cars.
Inside, healthy equipment is available throughout the range. Expect to find electric front windows, USB inputs, auto lights and mountaineering assistants. Extra sound protection, custom engine mounts, and new helmets also make Picanto look fresher than its predecessors.
Ownership costs should be minimal with fuel consumption exceeding 50mpg, and all Picanto deductions are in the low-insurance category. Kia’s seven-year / 100,000-mile signature warranty will also alleviate maintenance concerns.
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The Polo has a number of versions to choose from, but the basic ‘Life’ design offers a number of features, including alloy wheels, automatic headlights, DAB radio, electronic balance control and an automatic rain wiper.
Despite being larger than the VW up !, the Polo is still easy to drive and park. This means there is a driver assistance package that includes parking assistance.
Hyundai has taken a drastic step towards the style of the latest i10, and while it is still not the most beautiful car, it looks much clearer than its predecessor.
The latest i10 comes with a full set of safety features that come standard across the range. However, if you want features like rear view camera, climate control or even front fog lights, you have to opt for Premium or N-Line trims, both of which are expensive.
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Insurance should prove to be affordable throughout the i10 range, with options ranging from 3 to 10 insurance groups. Whichever i10 you choose, you get a standard five-year / unlimited warranty.
We think Volkswagen is up! A great small car that we awarded our City Car of the Year for four consecutive years from 2017 to 2020. Even though it no longer holds that special position, it is still a good choice as a first car.
Up! The key to its appeal is its low price, plus all the cuts fall into the insurance group of 10 or lower (except for the hot GTI model). The only engine offered on the standard petrol model is a 1.0-liter three-cylinder that produces 64 horsepower and should return more than 50mpg.
Even though it is cheap, buy and run! Do not waste on security. All new models feature electronic balance control, multiple airbags and a multi-functional front-facing camera. The quality of the cabin does not match the budget, with newer models equipped with air conditioning and a DAB radio with Bluetooth connectivity.
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Up! There is even an option to fully power the VW e-up! If you want a car with no emissions. It offers a battery life of up to 159 miles and the same level of quality as a gasoline car, but with a higher price as a result.
One of the biggest obstacles new drivers have to overcome is the high cost of insurance. As a new driver, your inexperience will work against you in the eyes of the insurer. If you can leave the issue for 12 months, you will receive an unclaimed discount that will give you a percentage reduction on your premium. If you continue not to file a claim, this discount will only increase for a few years. There are even some financial deals that include free insurance, although it usually increases the monthly payment significantly.
One way to maximize your claim-free discount is to equip your car with an ‘black box’ approved by the insurance company. This electronic device plugs into your car’s electronics and monitors your driving, allowing you and your insurance company to monitor your progress.