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In most of the United States, auto insurance is mandatory, but opting for the minimum deductible required by law will not provide you with sufficient protection in most cases.
Car Insurance Florida
Florida auto insurance is more than law enforcement. It’s about choosing the coverage and premiums that suit you. Because when you’re in the driver’s seat, you feel better about your insurance.
Florida Car Insurance
As one of Orlando’s leading independent insurance agencies for the past 30+ years, Harry Levin Insurance has seen what happens when insurance policies work well…and when they don’t. That’s why we take the time to discuss your individual needs and goals so we can help you with a policy that meets those goals and needs.
As an independent insurance agency, we are not limited to one carrier. As a result, you get coverage that fits your needs and budget.
Insurance should make your life easier, not complicate it! HLI is proud to offer cost saving features that other agencies do not.
No matter how responsible a driver you are, no car ride is completely risk-free. But with the right car insurance policies, you can rest assured on any road trip, road trip or Sunday drive knowing you’ve chosen the protection you trust.
Florida Car Insurance Rates Keep Going Up
At Harry Levin Insurance, we are not satisfied with your car insurance coverage unless Over the past 30 years, we have built a reputation throughout Central Florida for our honesty, integrity and expertise and we can’t wait to help you.
If you’re looking to buy, renew or just get Florida auto insurance quotes, we can’t wait to hear from you! Call, visit or click to see what’s available.
All Florida drivers are required to carry an amount of insurance before registering a vehicle with four or more wheels. The Florida auto insurance minimum is part of our “no-fault” system, which requires drivers to pay for their coverage first after an accident.
However, it is very important to understand that Florida auto insurance minimums and requirements are not sufficient by themselves. We’ve seen before how buying the minimum amount of insurance can devastate drivers after an accident.
Driving Without Insurance In Florida
At Harry Levin Insurance, we will never recommend an insurance policy or carrier that we do not trust.
We take the time to discuss your personal needs, risks and budget and use this information to help you choose a policy that will make you feel safe and protected.
If you live in the Sunshine State, it probably comes as no surprise to you that Florida has some of the highest auto insurance rates in the country. (This is the price of life in heaven!)
The average cost of car insurance in Florida is around $2,500, but don’t let that amount guide you when purchasing your policy!
Cheap Car Insurance In Florida
The best way to find out how much car insurance will cost you is to talk to an independent insurance agent. An independent agent will put together Florida auto insurance deals designed to cover the things that are important to you.
Did you know that you could be entitled to discounts on car insurance and you didn’t even know it? As independent insurance agents, part of our job is to make sure nothing is overlooked in your car insurance – including deductibles!
This anti-theft device can do much more to keep thieves away! Discounts vary depending on the type of device or system you have, so talk to your representative to learn more.
Have you taken a defensive driving course recently? Doing so may help you avoid accidents and save money on your car insurance.
Debate Continues Over Florida’s No Fault Auto Insurance Law
More and more insurance companies are using apps to monitor the driving habits of the insured. Prove that you are a safe driver and can get regular discounts.
Young driver insurance can be expensive, but if they keep their grades up, you can help lower premiums.
Sometimes, just changing the payment method can be enough to reduce costs. Setting up your account to automatically pay your premiums every month or (even better) every year is an easy way to save.
Nothing says “freedom” like you, your tires and the open road. However, this scene also means something else: risk.
Cheapest Auto Insurance Quotes In Lakeland, Florida
Every time you get behind the wheel, you’re exposed to millions of threats to your safety as well as your wallet—threats like bad weather, criminals, other drivers, and more. Even if you drive the latest model, your freedom on the road deserves to be protected.
At Harry Levin Insurance, we don’t just want to sell you a policy. We want to match you with coverage options that match the coverage needs you present to us. As technology advances, even minor dent repairs are becoming more and more expensive, but with the right auto insurance policy, the loss doesn’t have to set you back. The cheapest auto insurance companies in Florida are Geico, State Farm and Travelers. Florida drivers can save $3,084 a year on auto insurance just by shopping around and collecting quotes.
Florida car insurance is not cheap. In fact, Florida was the 47th most expensive state for auto insurance in our national survey of cheap auto insurance. A big reason is that Florida has the highest rate of uninsured drivers in the country at 27%. Uninsured motorist claims cost billions of dollars a year, and insurance companies bear the brunt of those costs before passing the cost on to consumers in the form of higher rates.
Comparing car insurance options is especially important in Florida because rates can be so high. Additionally, some companies charge much more than others for the exact same coverage. The average difference between the highest and lowest quotes for the same full coverage policy is $6,564 per year in Florida, for example, so drivers who shop around can save. Much.
Excellent Advice Regarding Auto Insurance In Florida
To help, we analyzed quotes from all major insurance companies, using multiple driver profiles and state zip codes to find the best auto insurance companies in Florida. You can check out our recommendations below, as well as compare the cheapest options with the best. Florida auto insurance companies to make sure you find the right fit for your specific needs.
Geico has the cheapest auto insurance for most good drivers in Florida. Drivers who have never been in an accident or received a citation are considered good drivers by insurance companies and pay less for insurance than drivers with bad records. With low rates, good drivers can often be cheaper than your insurance company.
Full coverage means a policy that exceeds the state’s minimum requirements. Since full coverage protects you in most situations, it costs less than necessary.
After a speeding ticket, most drivers will see their insurance rates go up for 3-5 years. It’s important to remember that each insurance company charges different rates, so you should always get multiples to make sure you get the best deal.
Average Cost Of Car Insurance (2023)
One accident will usually negatively affect your insurance for 3-5 years because the insurance will see you as dangerous. Because of your high rates, it’s even more important to comparison shop.
A low credit score usually marks drivers as higher risk, so insurers will often charge them more for coverage. However, because insurers use different formulas to calculate premiums, bad credit may affect your rates with one company more than another. Since each insurance company treats credit differently, it pays to collect quotes.
Because young drivers have less experience behind the wheel, insurers tend to pay them higher rates than older drivers. In general, most drivers will find their rates drop as they age with a sharp drop once they reach age 25. Cheapest Florida auto insurance for older drivers
Although mature drivers pay less for car insurance than teenagers, older drivers begin to see their rates rise as they enter their senior years. Comparing car insurance rates can save older drivers hundreds of dollars a year.
Do You Need Temporary Car Insurance In Florida?
Drivers with a DUI on their record typically see much higher rates than drivers with a clean driving record or those with a history of less serious violations. A DUI typically affects your insurance rates for 3-10 years, but the violation itself may stay on your driving record much longer than that.
To find the cheapest post-DUI insurance companies, compare rates for a 45-year-old male, single, with minimal coverage, one DUI and good credit among the major insurance companies.
Married drivers generally get cheaper car insurance rates than single drivers. Car insurance companies generally see married drivers as more responsible and less risky to insure. To help married drivers lower their insurance costs even more, major insurance companies have reduced rates for a 45-year-old married man with minimum coverage, a clean driving record and good credit.
Geicois is the cheapest auto insurance company in Florida overall, charging an average of $84 per month for coverage. With low rates, drivers can get a variety of discounts depending on their policy
Who Has Florida’s Best Cheap Car Insurance Quotes? (2023)
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