Business Insurance Companies Near Me – Business insurance protects your small business against financial losses that may result from accidents, property damage, professional malpractice, workers’ compensation claims, and other situations. Accurate coverage is important to minimize the negative impact of claims on your business.
From basic protection to specialized coverage, the Progressive Advantage® business program offers several types of commercial insurance so you can get the best combination of coverage for each stage of your business’s development.
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Many small businesses need this coverage. Protects against third party claims arising out of your business. Sometimes people call this coverage “business insurance.”
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If you use your vehicles for business purposes, such as driving or making deliveries, you need this cover. Provides liability and physical damage protection for your business vehicles.
This coverage protects you and your employees. It helps pay for expenses such as medical expenses and lost wages related to employees who are injured or sick on the job.
Professional indemnity protects companies that provide professional services or advice from claims of professional negligence. It is also known as errors and omissions (E&O) insurance.
This coverage combines business liability and property coverage into one policy. It is a common choice for small businesses with office buildings or private property.
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This coverage protects against electronic threats such as data breaches. Companies that store or process sensitive data, such as credit card information, should consider this coverage.
Business insurance from Progressive Commercial protects your small business against financial losses that may arise from accidents, property damage, professional malpractice and other conditions.
Progressive Commercial has flexible coverage to protect your business, including general and professional liability, business owner’s policy, workers’ compensation and more.
The amount you pay depends on various factors, such as your industry and the type of work you do. By focusing on customizing your policy, we’ll help you get the best coverage so you can be sure you’re getting the right level of coverage for your business.
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In 2022, the national average cost of business insurance for new advanced customers will range from $42 per month for professional liability to $70 per month for a business owner’s policy (BOP).
Your costs are based on a variety of factors, including the industry you work in and the specific types of work you do. For example, one landscaping company only deals in lawn mowing, while another offers additional services such as tree trimming. Both dominate the landscape, but their exposure to risk is different and reflected in their rates.
Find out a few factors that affect the cost of business insurance and what you can do to get the coverage you need at the best price.
We offer customized coverage tailored to your company’s level of exposure to specific risks. A customized policy with limits to suit your specific requirements includes the coverage you need. Custom coverage is flexible, so you can renew your policy at any time if your circumstances change or you simply change your mind.
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Beware of “one size fits all” policies. They may have gaps in coverage that leave you open. For example, one might assume that general liability covers any type of business liability, but it does not. Learn the differences between general and professional liability insurance.
To avoid such issues, we focus on customizing your policy in advance so you can be sure you’re getting the right coverage the first time.
From commercial property insurance to employee health, we offer protection for the way you run your business. Customize your policy with the covers that suit you.
Liquor liability insurance is insurance for businesses that manufacture, sell or serve alcoholic beverages. It is also known as drama shop insurance.
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Inland marine insurance covers movables, equipment and other goods. Protects items during transport or storage away from your business.
Employment Liability Insurance (EPLI) protects businesses against claims related to employee discrimination, sexual harassment, and wrongful termination.
Ridesharing is designed to bridge the gap between insurance companies such as Uber or Lyft, which provide drivers with their own policies, and those that provide drivers with their own policies.
Business property insurance protects the business buildings and movable property that your business owns and maintains on site. It is available as part of BOP.
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Excess and excess lines is a market for high-risk businesses that cannot afford general liability in a recognized market. It is also known as E&S insurance.
Health insurance is a benefit that allows your company to provide quality medical care to your employees and their dependents.
Business insurance describes individual insurance policies that can protect small businesses. The level of protection depends on the specific covers you choose.
For example, “business insurance” may mean one type of insurance, such as general liability, but may include more, such as professional liability and workers’ compensation.
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The coverages you need depend on your specific situation, but almost all companies must cover general liability. This is the most common coverage and protects against a variety of claims for third-party injuries or property damage (eg, slip and fall, broken windows).
Additionally, if you or your employees drive for work-related tasks, you may need commercial auto insurance. Most states require workers’ compensation if you have employees.
You need business insurance to protect against financial loss in the event of an accident. For example, tell the customer that you are legally responsible for the damage. Without insurance, medical bills and legal fees may be unaffordable. Business insurance can help prevent such damage.
You can. Due to the exceptions, most lawsuits are covered under general liability or professional liability. General liability covers injury to third parties or property damage, while professional liability covers negligence related to business services and advice.
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Yes Business insurance is important for sole proprietors because they are responsible for the debts of their business. In other words, their personal assets, such as bank accounts or property, can be used to pay off business debts. No matter how small your business is, you need to plan for the financial consequences that disasters can cause.
Business insurance is not required for all online businesses, but most should consider coverage for liability protection. For example, cyber insurance may cover companies that process customer payment data or store confidential claims data in the event of a security breach.
No. Homeowners insurance does not cover tools, equipment and fixtures used for business purposes. These items can be covered by a business owners policy (BOP).
Yes, Progressive can help you find a variety of business insurance, including general and professional liability, in all states except Hawaii. We also offer workers compensation and business owner policies in select countries. Browse by state for options.
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We want you to feel confident and secure with our small business insurance. Here are just a few of the many reasons why you should choose us to help you find the best insurance for your business:
We can help you secure insurance at any stage of your business development and offer the flexibility to adjust your cover as your business grows. Our agents will work with you to provide protection that fits your needs and budget.
We offer several methods of business insurance. You can start an application online, over the phone, or through a local agent. Renewing your policy is easy and we usually activate it the same day you submit your request.
, you can be sure of our support. Our team of specially trained in-house agents can help you every step of the way to ensure the best coverage for your business today and tomorrow. Even if you’re running a small business, you can’t expect everything to go smoothly until something goes wrong.
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You probably know that companies and people sometimes have to take risks to achieve their goals. If something goes wrong, such as an accident that results in significant loss of value, profit, or even people in your business, you need a backup plan or something similar to business or health insurance to protect your business and all employees involved. Carpenter insurance provides financial protection that protects carpenters and their businesses from unexpected accidents, property damage and liability in the woodworking industry.
Many small businesses choose insurance to protect against multiple accidents and losses. Knowing that choosing the right insurance company is not as simple as a very complicated policy; We compared several insurance companies to determine the best options for small businesses. Choose coverage such as auto and general liability to protect yourself
Hiscox claims it’s great, fast and affordable coverage for small businesses. Hiscox is a leading US specialty insurer with a long history of business protection.
The company serves clients in a variety of industries worldwide, including architecture and engineering, beauty, commercial services, consulting, fitness, health, home services, marketing, real estate, therapy and retail. If your company’s expertise is not listed, Hiscox offers a quick, free quote in minutes to put Hiscox services at your fingertips.
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Hiscox offers professional liability, errors and omissions, general liability, workers compensation, business owner insurance, cyber security, short term liability and more. specializes in many types of business insurance for your specific needs, such as
Hiscox pricing plans are customized and depend on many factors, e.g